What is the 60% Tax Trap and How Do You Avoid It?
If your income is between £100,000 and £125,140, you could be paying an effective 60% tax rate. Find out why it happens and how to legally avoid it with pension contributions and other strategies.
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How Much Stamp Duty Will I Pay in 2026? A Complete Guide
The stamp duty thresholds changed in April 2025 — many buyers are paying more than they expected. This guide explains exactly how much you'll pay as a first-time buyer, home mover or landlord, with worked examples at every price point.
Read Guide →How Much Can I Borrow for a Mortgage in the UK? (2026)
Income multiples, affordability assessments, deposit requirements — everything you need to know about UK mortgage borrowing in 2026, with a table showing maximum loans at different salary levels.
Read Guide →Salary Sacrifice Pension: How Much Tax Could You Save?
Salary sacrifice pension contributions reduce both your Income Tax and National Insurance bill. Find out exactly how much you could save in 2026/27, with worked examples for basic rate, higher rate and 60% trap taxpayers.
Read Guide →Sole Trader vs Limited Company in 2026/27: Which Pays Less Tax?
The April 2026 dividend tax increase has changed the calculation. We compare take-home pay at different profit levels for both structures and explain when incorporation makes financial sense in 2026/27.
Read Guide →What is the 60% Tax Trap and How Do You Avoid It?
Between £100,000 and £125,140, the personal allowance withdrawal creates a brutal 60% effective tax rate. Here's why it happens, how it affects you, and the legal strategies to escape it — including pension contributions and Gift Aid.
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